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Uncomplicated Finance
Seriously… it’s not as complicated as they make it sound.






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Bible of BS Case Study

“It’s just common sense.”
A phrase said with condescension, usually when someone doesn’t want to explain themselves—or can’t.
But let’s be honest:
Common sense isn’t common. It varies wildly by culture, upbringing, incentive, age, industry, and lived experience. What’s “obvious” to you might be invisible or absurd to someone else.
That’s why appealing to “common sense” as a correction isn’t instructional—it’s shaming. It doesn’t make people smarter. It just makes them feel small.
And let’s not forget—the world is full of bullshit. Most “simple” things, assuming they can actually be agreed upon get quickly twisted from bureaucracy, laziness, corruption, and self-interest.
So when someone says “it’s common sense,” what they usually mean is:
“I don’t have the tools or patience to explain it better.”
That’s not wisdom. That’s intellectual cowardice or at best lazy ignorance.
Commandments Violated:
2) Thou Shalt Be Ignorant
They assume their own worldview is the default. If you don’t share it, you’re labeled stupid—not curious.
4) Thou Shalt Be Unresourceful
They don’t bother to explain, simplify, or clarify. Instead, they reach for the laziest tool in the drawer: shame disguised as guidance.
6) Thou Shalt Make Improper Assumption
They assume knowledge parity. No room for different upbringings, industries, or perspectives. Just: “you should’ve known.”
7) Thou Shalt Misrepresent
They distort the situation. “Common sense” gets wielded like a universal truth, even when it’s just personal bias with a smug accent.
10) Thou Shalt Have Indecent Regard for Others
Their tone isn’t helpful—it’s dominant. They’re not trying to bring you up. They’re trying to put you down. -
Protected Even at Peace

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The Darkness in Pride and Humility


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The Fried Chicken Burrito

Introducing the Fried Chicken Breakfast Burrito
This combination feels bold only in hindsight.
Fried chicken in a burrito isn’t a leap. Burritos have always welcomed fried, heavy proteins, and chicken has always been one of the most forgiving. Eggs and rice stabilize what’s already bold, sour cream rounds it, and the crunch does the rest.
Nothing here is trying to surprise you. That’s the point. It’s obvious in the way good ideas usually are—so obvious you start wondering why it wasn’t standard years ago.
Sometimes the only innovation is realizing the door was already open. -
August Christmas?

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Light from Darkness

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BS Call Out

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Value the Jones’ Way

Babe and honey. Inspired by real stories and real people . Finding the humor in imperfect situations with even more imperfect characters.
Inspired by the 1st world problems of today’s society.
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Clarity Sharper Than Steel

The sword you’ve carried by all your life, sharpened in darkness by darkness, no longer needs to burden you once you stand in the light. From a place of knowledge and power, you will see the true dangers long before they become a threat to you.
And for the rare threat that does slip through your shell of light…
The blade is still sharp whenever you need it. -
All about the show and no go

Among other contradictions in their life
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Bible of BS Case Study

You’re in a heated argument.
You’re challenged: “Name one example.”
And you freeze.You know plenty of examples. You feel them bubbling up… but nothing comes out.
Just silence. Confusion. Doubt.
To the other side, you look like a fraud—and in that moment, you start to feel like one too.But here’s the truth:
This isn’t a sign of bullshit.
It’s a sign of being human.
Science calls this Tip of the Tongue Phenomenon—a proven memory glitch where recall fails under pressure, even when the information is stored and ready.Over 90% of the time, people who blank out in the moment recall their examples later—usually when it’s too late.
Why?
Because recognition is easy. Recall is hard.
Especially when cortisol is flowing and all eyes are on you.
So don’t let anyone weaponize this against you — and trust that those who do usually know exactly how easy it is to pull off.
Here’s how to beat the trap:
1. Decide if the conversation is even worth it.
Most aren’t. Walk away unless it matters.2. Come armed.
Have one killer example ready, plus two more in the chamber.
One is enough for 80% of situations.
Three will silence 99%.
If the extra special ones push harder, have two more ready—but only if they beg.3. If you blank, own it.
Say: “It’s on the tip of my tongue—give me two seconds.”
This signals confidence, not weakness.4. Master the silence.
If your mind stalls, don’t squirm. Let the silence ride.
Confidence isn’t in the words. It’s in the pause.Tip of the Tongue Trap violates:
Commandment VI: Thou Shalt Make Improper Assumption
Assuming a blank mind means no knowledge.
Commandment VII: Thou Shalt Misrepresent
Twisting a silence into an admission of guilt.
Commandment V: Thou Shalt Deflect
If the accuser is dodging their own weak logic by putting you on the spot.